Consolidating stafford student loans

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Private student loans are sometimes called personal loans and alternative student loans.Institutional loans are extended by colleges and universities as a means to cover educational costs that remain after other forms of financial aid have been applied.

In general, families with annual incomes below ,000 are eligible for Perkins Loans.In Minnesota, for example, students are eligible for loans, under a program called SELF.SELF is not subsidized, so worthy credit is required for getting a loan.Perkins Loan repayment starts 9 months following graduation, witha fixed 5% interest rate.Direct PLUS Loans Parents of dependent undergraduatestudents can borrow money under this federal program.

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