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Credits may also be purchased on IMVU gift cards available from retail outlets such as department stores.Credits can be transferred back from IMVU to actual currency for developers accounts only.IMVU users also do peer reviewing on virtual products waiting to be submitted into the IMVU catalog.In January 2015, IMVU acquired Fur Affinity, a furry fandom art gallery.
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The credits are used by members to purchase virtual items like fashion pieces (hair, clothes, skins, and accessories), pets, and 3D scenes such as homes, clubs, and open landscapes.
Furniture can also be purchased the same way and placed into unlocked rooms, but there are also rooms that have some furniture included in them as well as locked rooms that include furniture that cannot be removed.
The purchase transfers the promo-credits into developer tokens but nets a single developer token per purchase when promo-credits are used regardless of the price of the product purchased.
Many IMVU users are content creators, creating and selling products in the IMVU catalog.